If you’re faced with a growing pile of debt, you’re probably asking yourself questions like, “Is bankruptcy a good option?” “How do I know when to file bankruptcy?” and “What type of bankruptcy should I consider?” The best way to get your questions about bankruptcy answered is to speak to a San Diego bankruptcy lawyer, such as Attorney Scott Orona. Someone with strong knowledge of bankruptcy law can help you understand the ins and outs of personal bankruptcy and decide whether filing is the best choice for you.

If you have more unsecured debt than you can reasonably pay off, you may want to consider Chapter 7 bankruptcy or Chapter 13 bankruptcy. These are both types of consumer bankruptcy that can help you address your debts and get a fresh financial start. A San Diego bankruptcy attorney can help you determine which type of bankruptcy might make most sense for you. Factors to consider include how much debt you have, what form it’s in, whether you’re currently employed, and how much property you have.

Figuring out when to file bankruptcy can be a tricky decision. Do you wait until your creditors are banging down your door, or do you file as soon as you know you won’t be able to pay back your debts? If you’re facing foreclosure, should you file bankruptcy right away? Or, should you consider other options?

Because every situation is different, it’s hard to know when to file for bankruptcy without the legal counsel of a San Diego bankruptcy lawyer. An attorney can help you assess your situation, present you with all of your legal options, and suggest the best route for your financial future. Whether you simply need to refinance your mortgage or file for Chapter 7, a bankruptcy attorney can help you understand your options.

Bankruptcy Attorney of San Diego

Attorney Scott Orona offers a free one hour consultation to prospective clients. At Attorney Orona’s office, you can get your questions about bankruptcy answered by an actual bankruptcy lawyer that has handled thousands of cases – not a legal aid or an intern. Attorney Orona will work with you one-on-one to help you understand your situation so you can make sound decisions regarding your financial future. To arrange your free case evaluation and learn when you should file for bankruptcy, call 619-306-7627 today!